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Member Benefits
The dental insurance is fully underwritten and insured by an A rated insurance company.
There is no reason for poor dental health. With all the advances in dental care, regular checkups and proper dental maintenance, no one should suffer from tooth decay or dental disease. By participating in the dental program, you have the opportunity to make regular checkups much easier and less costly.
Dental Insurance Plan
We offer a dental insurance plan tailored to fit you and your family's needs. Not only is the plan flexible, but the plan can be written either as stand-alone coverage or as part of a package with other employee benefits.
See the Dentist you want to see, when you want to see them! No Referral Requirements. No Co-Insurance Percentages to Calculate. Your Dental Plan Network Provider will always be able to tell you what the contracted rate will be for your procedure prior to treatment. You will also know how much your insurance plan will reimburse before you file your claim. Everything from a simple cleaning...all the way to root-canals, crowns and even full dentures...this plan has them covered!
Benefit Summary
Calendar Year Deductible: $75 per person
Select Dental Plan 1500 - Annual Maximum Benefit: $1500 per person
Value Dental Plan 1000 - Annual Maximum Benefit: $1000 per person
Preventive
Procedures
Cleanings
X-Rays
Exams
Fluoride
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Basic
Procedures
Fillings
Extractions
Oral Surgery
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Major
Procedures
Full and partial dentures
Crowns
Onlays
Periodontics
(gum disease)
Endodontics
(root canal)
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Vision Plan
The Vision Savings Program offers point-of-service savings at nearly 13,000 ophthalmologists, optometrists, opticians and optical outlets nationwide. Members simply present their membership card at the time of service to receive savings. Savings include:
- One Free Eye Exam For Prescription Glasses
- 20%-60% Savings On Prescription Glasses
- Savings On All Ophthalmologic Services
Including RK, LASIK, and CO2 Laser Surgeries**
- Save Up To 50% On Contact Lenses & Sunglasses
- Unlimited Usage And No Restrictions On Frame Selections
- No Prior Condition Exclusions
- THIS PROGRAM IS NOT INSURANCE
The Vision Savings Program is designed to make it easy and affordable for you to receive quality eye care and eyewear on a routine basis. This means prevention as well as maintenance.
Participating Nationwide Chains
Eyeglass World, Eyemart Express, JC Penney Optical
Pearle Vision, Sears Optical, Sterling Optical
Target Optical, TLC Vision Centers, United Optical
Visionworks, Wal-Mart Vision Center
Participating Regional Chains
Boscovs Optical, Cohens Fashion Optical, D.O.C. Optical
Eye First Vision Center, Family Eye Care, General Vision Services
Kent Optical, Marshall Fields Optical, Midwest Vision Center
Optical Outlet, Site for Sore Eyes, Southwestern Eye Care
Texas State Optical, Today's Vision
Beltone Hearing Savings
Proper hearing care is such a crucial part of our lives, yet many of the most important services relating to it are not covered by traditional health insurance plans. With Select Dental Plan, you'll get help with a variety of important hearing-related services, including a free hearing test, access to some of the best hearing specialists in the country, and a tremendous savings on top-of-the-line hearing aids. Program features include:
- Over 1300 Beltone Locations Nationwide
- Members Receive A 15% Discount On Over 50 Models Of Hearing Aids
- Free Hearing Test
- THIS PROGRAM IS NOT INSURANCE
Lab Services
We have created a national provider network that allows eligible participants access benefits without stress. In our program you will find an extensive customer service program, full access, no referrals, no limits on use, no exclusions and no waiting period.
- NO LIMITS ON USE
- NO LIMITS DUE TO MEDICAL HISTORY
- NO HIDDEN FEES
- IMMEDIATE ACCESS TO BENEFITS
- CUSTOMER SERVICE
- SIGNIFICANT SAVINGS ON TESTING
- ONLINE FILE HISTORY
- ONLINE REPORTING
- MEDICAL REVIEW OF TEST
- POSITIVE SPECIMEN IDENTIFICATION
- NATIONAL NETWORK OF SERVICE CENTERS
- 1700 AVAILABLE TESTS
- WELLNESS PROMOTIONS
- UNPARALLED ACCURACY & PROFICIENCY
- NO PRESCRIPTION NECESSARY
- FULLY AUTOMATED TESTING PLATFORM
- THIS PROGRAM IS NOT INSURANCE
Diabetic Savings Program
Diabetes Gold offers a comprehensive diabetes maintenance program which includes a full line of state-of-the-art glucose meters, test strips, lancets and oral diabetic medications with prices as low as $30.00 per month, (price based on 1 time a day blood glucose testing schedule). The plan offers members a potential monthly savings over 50%. Member benefits include:
- Full Line Of Superior State-Of-The-Art, High Technology Products And Services
- Complimentary Starter Kit, Including Meter, Test Strips, Lancets, Lancing Device And Control Solution Available To New Patients With Initial Order
- Savings Over 50% Compared To Average Retail Prices
- Friendly, Bi-Lingual Customer Service And Convenient Home Delivery Of Products
- THIS PROGRAM IS NOT INSURANCE
Travel Card
Air Ambulance
Members have access to a worldwide network of medical and travel assistance personnel and emergency evacuation benefits when traveling over 100 miles
Travel Assistance
Members have access to a worldwide network of medical and travel assistance personnel and emergency evacuation benefits when traveling over 100 miles away from home and suffering a serious injury or illness. Peace of mind is knowing that help is only a phone call away.
- $100,000 Emergency Evacuation/Repatriation
- Transportation of Mortal Remains
- Transportation of Escort
- Family Visitation
- Minor Children Return/Escort
- Vehicle Return
- 24-hour Information Service
- Medical Monitoring
- Medical Referral
- Guarantee of Medical Expenses
- Insurance Coordination
- Lost Document Service
- Legal Assistance
- Emergency Delivery of Prescription Items
- Emergency Cash Transfers and Advances
- Language Assistance
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